The Free Starter Kit — Three snapshots. One clear picture of your money.
100% free — 3 snapshots in 1 kit, no card, no catch

One free file, three snapshots

Three numbers. One clear picture.

The Free Starter Kit is three plug-and-play tabs in one file: a side-hustle income snapshot, a personal budget snapshot, and a nonprofit cash check. Pick the one that fits your life and see the real numbers in minutes. No cost, no signup fee, no catch.

Send me the free kit

Instant download  ·  Excel file, works in Google Sheets  ·  Yours to keep, free forever

No accounting background needed Three audiences, one file: earners, budgeters, EDs
Personal Budget SnapshotTab 2 · Auto-calculated
Monthly incomeAmount
Primary job (take-home)$4,200
Side hustle / freelance$1,150
Monthly expensesAmount
Housing & utilities–$2,480
Everyday spending–$1,310
Savings & giving–$900
Money left over$660

This is the number most people have never actually seen.

3Ready-to-use snapshot tabs, formulas already written
10 minAverage setup time, start to finish
5 minTo re-check your numbers next month
$0Cost. Free download, no card required

The real problem

It's not that you make too little. It's that nothing is written down.

Money stress rarely comes from the amount. It comes from not knowing. Whether you're earning on the side, running a household budget, or reporting to a board, the picture stays blurry until someone writes the actual numbers down — and a blurry picture makes every decision feel risky.

Side-hustlers

You don't know your real take-home

Money comes in from a few different places, expenses come out just as fast, and nobody set anything aside for taxes. Gross income gets mistaken for profit until the bill arrives.

Budgeters

You check your balance instead of your plan

The bank app becomes the budget. If the number looks okay, you spend. If it looks low, you panic. Neither one tells you what's actually left over each month.

Nonprofit leaders

You walk into board meetings without your numbers cold

Revenue, cash on hand, restricted funds, variance to budget — an ED needs these five figures ready before anyone asks, not scrambled together the morning of.

The fix

One free file. Three snapshots. Pick yours.

The Free Starter Kit gives you three ready-made tabs — one for side-hustle profit, one for a personal budget, one for nonprofit board readiness — with the math already done. You fill in the yellow cells. It shows you the truth. No cost to start seeing clearly.

Tab 1

Side-Hustle Income Snapshot

Log income and expenses and instantly see your gross profit, tax set-aside, and real take-home — not just what landed in your account.

Tab 2

Personal Budget Snapshot

Enter income and expenses by category, budgeted vs. actual, and see what's really left over and your savings rate.

Tab 3

Nonprofit Cash Check

Enter five key numbers and get an auto-calculated board-readiness check before your next board meeting.

How it works

Three steps. Ten minutes. Done.

STEP 01

Open your tab

Download the file and go straight to the tab that fits — side-hustle, personal budget, or nonprofit. Excel or Google Sheets, yours to keep, free.

STEP 02

Type in the yellow cells

Income, expenses, or your five board numbers — only the yellow cells need your input. Everything gray calculates itself.

STEP 03

Read your snapshot

Your real profit, your money left over, or your board-readiness check appears instantly. Revisit it whenever the numbers change.

What you get

Everything inside The Free Starter Kit

Your downloadInstant digital delivery

Tab 1 · Side-Hustle Income Snapshot

Log your income and business expenses and see your gross profit, recommended tax set-aside, and real net take-home for the month — not just gross income.

Free

Tab 2 · Personal Budget Snapshot

Enter income from every source and expenses by category, budgeted vs. actual, and see your total money left over and savings rate calculated automatically.

Free

Tab 3 · Nonprofit Cash Check

Enter the five numbers every Executive Director should know — revenue, expenses, cash on hand, restricted funds, variance to budget — and get an auto-calculated board-readiness check.

Free
Also included

Welcome & quick-start guide

A short intro tab pointing you to the right snapshot for your situation, with a reminder that only the yellow cells need your input.

Free
Total cost$0
No trial. No card. No catch. Free Instant download · Yours to keep
Send me the free kit

No payment required · Delivered to your inbox in under 60 seconds

Fit check

Be honest about which side you're on.

This is for you if…

  • You earn side-hustle income and have never worked out your real profit after taxes.
  • You want to see your household income and expenses in one place, without a subscription.
  • You lead or support a nonprofit and want your five key numbers ready before the next board meeting.
  • You want to try a simple snapshot before committing to a deeper system.
  • You're ready to look at the real numbers, even if they're uncomfortable.

This isn't for you if…

  • × You want someone to manage your money for you rather than see it clearly yourself.
  • × You're looking for investment advice or stock picks — these are cash-flow snapshots only.
  • × You need year-round tracking, not a single month's snapshot. The full versions cover that.
  • × You won't open the file. No template fixes that.

Questions

Before you download

Is this actually free?

Yes. No card, no free trial that quietly converts, no hidden fee. You enter your email, the file arrives, it's yours to keep.

Do I need Excel, or does this work in Google Sheets?

Excel download included, compatible with Google Sheets. To use it in Sheets, upload the file to your Drive and open it — everything stays intact, formulas included.

I'm bad with spreadsheets. Will I actually be able to use this?

Yes. Every formula is already written and locked. You type numbers into the highlighted cells — that's the entire job. The setup tab inside the file walks you through exactly which cells and in what order.

Do I need to fill in all three tabs?

No. Each tab stands on its own — use the one that matches your situation, or all three if they all apply to you. The Welcome tab points you to the right one.

My income is different every month. Does that break it?

No. On the Side-Hustle tab you log income as it actually arrives and the tax set-aside recalculates from your real numbers, so a lean month shows up as a lean month instead of quietly wrecking a plan built on an average.

What's the difference between the Starter Kit and the paid versions?

Each Starter Kit tab is a single-month snapshot. The full versions track a full year automatically: the Side-Hustle Money System™ adds 12 months of income and expense tracking with automatic tax calculations, the Clarity Budget Planner™ adds savings goals and a 12-month view, and Nonprofit Finance Fundamentals™ adds grant tracking, audit readiness, and a full board report template.

How fast do I get it?

Immediately. Your download link is emailed within about 60 seconds, and it also appears on the confirmation page. If it doesn't arrive, check spam and then email [email protected].

Will I be added to an email list?

Yes, you'll get occasional emails with tips and updates from The Profit Sheet. You can unsubscribe anytime with one click, no hard feelings.

Last thing

The number is already there. You just haven't looked at it.

Ten minutes from now, whichever tab you open, you could know exactly where you stand. That's the whole promise — three snapshots, free to start.

Get The Free Starter Kit

$0 cost · Instant access · No card required

The Profit Sheet Financial Tools That Work

Financial tools that work — for side-hustlers, budgeters, and nonprofit leaders.

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